We know that Happiness, for the most part is predicated upon a person’s circumstances. If the events in a person’s life are happening around them, “the way they want them to happen” they are Happy. However, if the events in a person’s life are NOT happening around them, “the way they want them to happen” they are Unhappy. We call these events happening around you, your “Life Structures”.

The place you call Home or the place where you get your Income (your Rental Property) is the foundation which your Life Structures is built on. We know and understand that the competition to acquire that Dream Home is massive. Our intention is to manifest this opportunity for you by implementing our robust policies and processes to lead you in Identifying a Property, making an Acceptable Offer and Closing on you Dream Home. 

Before you begin to shop for a new home, you should set up a time to meet with our Lending Team, so we can figure out how much you can afford. https://oikosmortgage.com/ 

This will put you in a better position as a buyer. It’s important to understand the distinction between being pre-qualified for a loan and Pre-Approved for a loan. The difference between the two terms is crucial when you are buying a property and deciding to make an offer to the seller.